Cheap Car Insurance Quotes GA

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Cheap Car Insurance Quotes GA

Cheap Car Insurance Quotes GA

If you’re looking for cheap auto insurance in Georgia, you’ve come to the right place. Fulfilling the Georgia minimum vehicle insurance requirements enables you to abide by state rules, regardless of your residence—whether it’s in Atlanta, Augusta, or along the Atlantic Coast.

Spend some time learning about Georgia’s required and optional coverages as well as how to find affordable insurance for your vehicle. See how much money you can save by requesting a free quotation.

Why Do I Need Car Insurance in Georgia?

It is legally mandatory for all drivers in Georgia to carry a minimum amount of auto insurance and to produce documentation of coverage. If not, you can face penalties like fines, the revocation of car storage, and even jail time.

In addition to the legal implications, bear in mind that Georgia is an at-fault state, meaning that the driver found to be at blame will be responsible for paying for the damages. Due to Georgia’s proportionate comparative fault system, each driver in the collision bears some amount of blame.

How Much Coverage Do You Require?

The sort of car you drive, your driving history, your age, and other criteria are just a few of the numerous things to take into account when determining how much coverage you need. The state’s minimal criteria, which are listed below, should be your priority to be met. If you think that the minimal insurance won’t be sufficient for your needs, you might think about adding collision and comprehensive coverage to your policy.

Which Georgian Companies Offer the Best Auto Insurance?

The best and cheapest vehicle insurance prices fluctuate greatly from one another. Drivers frequently look at companies with the greatest coverage rather than the cheapest ones. There are firms in Georgia that offer affordable coverage alternatives in addition to those that offer plans customized to the specific needs of the policyholder. Here are some possibilities to think about if you’re searching for the top auto insurance providers in Georgia:

Affordable Georgia Insurance Company

Here is a list of the top firms in Georgia that provide drivers state minimum insurance coverage at the lowest average rates:

  • GEICO: $63 per month
  • The General: $88 per month
  • InsureMax: $94 per month
  • Safe Auto: $80 per month
  • Travelers: $78 per month
  • Arrowhead: $85 per month
  • Amigo MGA: $71 per month

Required Minimum Georgia Auto Insurance Coverage

Georgia law requires that all drivers must have at least the following required minimum auto insurance coverages for their vehicle:

  • Bodily injury liability: $25,000 per person and $50,000 per accident
  • Property damage liability: $25,000 per accident
  • Uninsured motorist bodily injury*: $25,000 per person and $50,000 per accident
  • Uninsured motorist property damage*: $25,000 with a $250, $500, or $1000 deductible

Uninsured motorist coverage required in Georgia

The following minimum limits must be offered by insurers for uninsured motorist bodily injury (UMBI) and uninsured motorist property damage (UMPD) coverage in Georgia:

  • UMBI: $25,000 per person, $50,000 per accident
  • UMPD: $25,000 with a $250, $500, or $1,000 deductible

Discounts available with Georgia auto insurance

Several discounts to help you find cheap car insurance in Georgia, including:

  • Multi-car
  • Multi-policy
  • Homeowner
  • Paid in full
  • Paperless
  • Five-year accident-free
  • Minor child
  • Good student

You can get a Georgia auto insurance quote right from your computer.


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