Cheap Car Insurance Quotes NYC

Cheap Car Insurance Quotes NYC

If you’re looking for auto insurance in New York, you’ve come to the right place. You may learn about state and municipal driving regulations, fascinating facts about the Empire State, quickly obtain low-cost auto insurance rates, and a host of other goods and services here. Learn more about the requirements for auto insurance in New York State and find out how much you might save by requesting a free, cost-effective auto insurance quote.

How much coverage do I need for auto insurance in New York?

Your insurance must meet the following New York liability coverage minimums if your vehicle is registered with the NY Department of Motor Vehicles:

• Bodily injury liability coverage: $25,000 per person and $50,000 per accident
• Property damage liability coverage: $10,000 per accident
• Uninsured/underinsured bodily injury coverage: $25,000 per person and $50,000 per accident
• Personal injury protection: $50,000

Optional Auto Insurance Coverage

They offer additional coverage options to give you peace of mind, including:

• Liability Protection
• Collision Protection
• Comprehensive Coverage
• Medical Payments Coverage
• Uninsured/Underinsured Motorists Bodily Injury
• Rental Car Reimbursement
• Roadside Assistance

Factors Affecting Car Insurance Rates in NYC

Some of the most important factors include:

• Gender
• Zip code
• Marital status
• Type of vehicle
• Driving history
• Insurance claims history
• Credit score
• Age

How to Lower Your NY Car Insurance Premium

There are several NY premium reductions and discounts available that could save you money on car insurance.

• Good Student Discount
• New York Good Driver Discount
• Accident Prevention Course Credit
• Multi-Policy Discount

Cheap Car Insurance Companies in New York City

Company               Annual premium            Monthly premium
Progressive………..$1,460…………………………$122
Erie………………….$1,633…………………………..$136
GEICO……………..$1,746…………………………..$146
USAA……………….$1,999…………………………..$167
Travelers…………..$2,084…………………………$173
Allstate…………….$2,416…………………………..$201
State Farm……….$2,482……………………………$207

How to secure the cheapest car insurance quote in NYC

• Shop Around
• Consider Your Coverage Needs
• Bundle Policies
• Take Advantage of Discounts
• Maintain a Good Credit Score
• Drive Safely
• Review and Update your Policy Regularly

Start your free quote online and see how much money you can save!

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