Insurance Quote California
Insurance Quote California
You’ll be happy you got a quotation if you need auto insurance because you recently relocated to California or if you’ve been here for a while and want affordable yet quality coverage.
To save money on insurance, find out more about California’s minimum requirements for auto insurance, available coverages, and possible discounts.
Minimum California Car Insurance Coverage
California requires drivers to carry at least the following auto insurance coverages:
- Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum
- Property damage liability coverage: $5,000 minimum
- Uninsured motorist bodily injury coverage¹: $15,000 per person / $30,000 per accident minimum
- Uninsured motorist property damage coverage¹: $3,500 minimum
How to Lower Your Car Insurance Rate
To help you obtain affordable auto insurance, think about using the tips below:
Combine your house and vehicle policies:
With the home and auto package, you may save a lot of money and maintain a single provider for all of your insurance.
Examine your deductibles and limits:
Make sure your deductible and coverage amounts meet your present needs by speaking with your insurance representative. Your premiums may occasionally go down if you change these.
Regularly update the information about your policy:
Verify if your coverage still applies to your present circumstance. Your premium may decrease, for instance, if you’re driving less than you used to.
Pay the whole cost of your policy:
Paying your policy premium in full, as opposed to in monthly installments, will frequently result in a discount if you can afford it.
Keep your driving record spotless:
Maintaining a spotless driving record and avoiding accidents can help you save money on insurance.
Make an informed car choice:
The kind of automobile you drive affects your insurance rate when you’re looking to buy a new one. Insurance prices are frequently lower for cars with good safety records, cheap repair expenses, and less chance of theft.
Can I get cheaper car insurance in California through discounts?
Several auto insurance discounts to California drivers, including:
- Multi-car
- Multi-policy
- Vehicle recovery device
- Good driver
- Driver improvement course
- Occasional operator
- Occupation-based group program
Tips for finding the best insurance quotes in California
- Shop Around
- Bundle Policies
- Maintain a Good Credit Score
- Review and Update Your Coverage Regularly
Get a quote today to see how much you could save
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