Insurance Quote Colorado

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Insurance Quote Colorado

Insurance Quote Colorado

Are you a Colorado resident looking for the finest insurance plan that meets your needs? It’s essential to have the correct insurance to protect your possessions, well-being, and peace of worry. Check out everything Colorado has to offer while obtaining rates for auto insurance. Find out more about Colorado’s minimal standards, available discounts, and coverage alternatives for dependable, reasonably priced auto insurance.

Colorado Auto Insurance Details

According to Colorado law, drivers must have at least $15,000 in property damage liability (PDL) insurance and a minimum of $25,000 in bodily injury liability (BIL) insurance, with a $50,000 maximum per accident. When the insured is at fault for the collision, BIL covers the other driver’s, pedestrian’s, or cyclist’s medical and accident-related costs.

Colorado Car Insurance Minimum Requirements

Vehicle owners driving on Colorado roads are required to have at least the following minimum limits on their insurance policy:

  • Bodily injury: $25,000 per person, $50,000 per accident
  • Property damage: $15,000 per accident
  • Uninsured motorist: $25,000 per person, $50,000 per accident*
  • Medical payments: $5,000 per accident*

Optional coverage in Colorado (varies by carrier):

  • Comprehensive
  • Collision
  • Loan/Lease Payoff
  • Medical and Funeral Services
  • Rental Car Reimbursement
  • Roadside Assistance
  • Uninsured Motorist Bodily Injury
  • Uninsured Motorist Property Damage

The average cost of car insurance in Colorado

In Colorado, the average yearly premium for full coverage is approximately $2,100, which is a little more than the $2,001 national average. The state’s minimal coverage will probably cost you about $505 a year, which is less than the $620 minimum coverage that is required nationally.

Factors that affect your auto insurance quote

  •  Your gender.
  • Your age.
  • Your driving history.
  •  Your credit history.
  •  The make and model of your car.
  •  How long you’ve been licensed?
  •  Your history of insurance claims.

Procedures to get a free car insurance quote

  • Give details about your driving background, your car, and yourself.
  • Enter information about other drivers of your vehicle.
  • Choose the coverages you need and check for any available reductions.

If you need car insurance you can get Colorado car insurance quotes online.


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