Insurance Quote Commercial Vehicle
Insurance Quote Commercial Vehicle; Geico Commercial Insurance
Getting the proper insurance coverage for your business assets is necessary, regardless of how many trucks you manage or how many you drive yourself. It can be beneficial to your company’s overall protection and risk mitigation to know how to get correct commercial auto insurance quotes.
Vehicles used for business, such as cars, lorries, and vans, can be partially insured by commercial auto insurance. Both vehicle damage and driver injuries are covered by commercial auto insurance.
What Is Covered by Commercial Auto Insurance?
While state-specific requirements and coverage availability may differ, company owners can typically choose from the following major categories of commercial auto coverage options:
- Bodily Injury Liability Coverage
- Property Damage Liability Coverage
- Drive Other Car Coverage
- Collision Coverage
- Comprehensive Coverage
- Medical Payments Coverage
- Uninsured/Underinsured Motorist Coverage
- Rental Car Coverage
- Personal Injury Protection
- Hired and Non-Owned Auto Insurance
What’s Not Included in a commercial car insurance policy?
A commercial auto insurance policy will not cover the following scenarios:
- Unrelated Medical Expenses
- Contents Inside the Vehicle
- Accidents in a Personal Vehicle
- Repairs to a Rental Vehicle
Who requires insurance for commercial vehicles?
You require a commercial auto policy if you or your staff use your car for work-related purposes.
- Electricians, plumbers, and HVAC professionals
- Carpenters, painters, and other contractors
- Landscapers and plow services
- Caterers and food vendors
- Other business types, like real estate and sales
Geico Commercial Insurance
Cost of commercial auto insurance
Monthly premiums for commercial auto insurance typically total $147. For their coverage, 37% of small company clients pay less than $100 a month. Numerous factors are taken into account while calculating your cost, such as:
- Number of vehicles
- Type of vehicle and value
- Level of risk involved
- Claims history
- Employee driving records
- Policy deductible and limits
Type of vehicles covered by commercial auto insurance
- Cars
- Vans
- Pickup trucks
- Box trucks
- Service utility trucks
- Food trucks
How to Obtain Insurance Quotes for Commercial Vehicles
- Research Insurance Providers
- Gather Information
- Request Quotes
- Compare Quotes
- Review Policy Terms
You can get a commercial insurance quote by calling (866) 509-9444
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