Insurance Quote Commercial Vehicle

Insurance Quote Commercial Vehicle; Geico Commercial Insurance

Getting the proper insurance coverage for your business assets is necessary, regardless of how many trucks you manage or how many you drive yourself. It can be beneficial to your company’s overall protection and risk mitigation to know how to get correct commercial auto insurance quotes.

Vehicles used for business, such as cars, lorries, and vans, can be partially insured by commercial auto insurance. Both vehicle damage and driver injuries are covered by commercial auto insurance.

What Is Covered by Commercial Auto Insurance?

While state-specific requirements and coverage availability may differ, company owners can typically choose from the following major categories of commercial auto coverage options:

Bodily Injury Liability Coverage
Property Damage Liability Coverage
Drive Other Car Coverage
Collision Coverage
Comprehensive Coverage
Medical Payments Coverage
Uninsured/Underinsured Motorist Coverage
Rental Car Coverage
Personal Injury Protection
Hired and Non-Owned Auto Insurance

What’s Not Included in a commercial car insurance policy?

A commercial auto insurance policy will not cover the following scenarios:

Unrelated Medical Expenses
Contents Inside the Vehicle
Accidents in a Personal Vehicle
Repairs to a Rental Vehicle

Who requires insurance for commercial vehicles?

You require a commercial auto policy if you or your staff use your car for work-related purposes.

Electricians, plumbers, and HVAC professionals
Carpenters, painters, and other contractors
Landscapers and plow services
Caterers and food vendors
Other business types, like real estate and sales

Geico Commercial Insurance

Cost of commercial auto insurance

Monthly premiums for commercial auto insurance typically total $147. For their coverage, 37% of small company clients pay less than $100 a month. Numerous factors are taken into account while calculating your cost, such as: