Insurance Quote Florida

Insurance Quote Florida; Car Insurance Florida

Are you looking for affordable car insurance in Florida? Florida, the most southeasterly state in the union, is well-known for theme parks and vacation spots in addition to its lovely climate. Perhaps you’ve been living in the Sunshine State for some time and are just trying to find better or more reasonably priced auto insurance.

Keeping current with Florida standards is essential to finding the proper auto insurance for you. The coverage and minimum coverage limits that are needed in Florida are listed in the table below. But remember that minimal coverage requirements are only the beginning. For added safety, you might want to think about raising your coverage limits.

Florida Car Insurance Laws

Every driver in the state of Florida is required by the Department of Highway Safety and Motor Vehicles (DHSMV) to carry vehicle insurance. If you are pulled over without proper documentation of your Florida auto insurance, you may be penalized. Thus, when driving, make sure you have your insurance ID card with you. The No-Fault Law and the Financial Responsibility Law are two significant Florida auto insurance laws to be aware of.

Florida car insurance coverage

Bodily injury liability: assists in paying for costs associated with the harm or death of a pedestrian or another driver in cases where you are at fault for the accident.

Property damage liability: helps pay for costs associated with damaging someone else’s property, such as cars, houses, buildings, and other structures, in cases when you are at fault for the accident.

Uninsured motorist: assists in paying for your medical costs if you are in an accident and the at-fault driver is uninsured.

Underinsured motorist: assists in paying for your medical costs if you are in an accident and the at-fault driver does not have enough liability insurance.

Personal injury protection: This aids in paying for funeral or hospital costs if you or any of your passengers are injured in an accident.

Collision: helps pay for the costs of replacing or repairing a car that has been involved in an accident.

Comprehensive: helps pay for the costs of replacing or repairing a car that has been stolen or harmed by vandalism or storms.

Other types of car insurance coverage in Florida

• Roadside coverage
• Ride For Hire®
• Rental reimbursement coverage

Florida car insurance discounts

• Multiple policy/bundling discount
• New car discount
• Early Signing Discount®
• Responsible payer discount
• Smart student discount

Things that can affect your car insurance rates in Florida

• The type of car you’re insuring (year, make, model)
• Your driving habits and annual mileage
• Demographic factors, like zip code
• Any discounts you may qualify for

How to get car insurance in Florida

• Go online

We ask easy questions, and you customize your coverages.

• Call a rep

Talk with a licensed representative who can guide you through the process.

• Through an agent

Connect with an independent agent in your area.

Learn about these and other car insurance coverage types available.

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