Insurance Quote MN
Insurance Quote MN; Minnesota Car Insurance
Are you a citizen of Minnesota and looking for a car insurance quote? Insurance offers financial security against unforeseen circumstances. Whether you’ve been in Minnesota for a long time or are new to the state, knowing your options for Minnesota auto insurance is important. To find out more about Minnesota car insurance, continue reading below.
Minnesota car Insurance Minimum Coverage criteria
Minnesota requires the following minimum coverages on your car insurance:
- Bodily injury liability: $30,000 per person and $60,000 per accident
- Property damage liability: $10,000
- Personal injury protection (PIP): $40,000
- Uninsured motorist coverage: $25,000 per person and $50,000 per accident
- Underinsured motorist coverage: $25,000 per person and $50,000 per accident
Optional coverage in Minnesota
- Comprehensive
- Collision
- Loan/Lease Payoff
- Rental Car Reimbursement
- Roadside Assistance
Advantages of Car Insurance for Minnesota Drivers
The car insurance coverage for MN drivers includes:
- 24/7 Claim Service
- Accident Forgiveness
- Disappearing Deductible
- New Car Replacement
Cheap Car Insurance Rates by Cities in Minnesota
Below are the average monthly premiums paid by drivers in different cities across Minnesota:
City Full Coverage Insurance Liability Insurance Coverage
Minneapolis………………………… $140………………………………….. $56
St. Paul……………………………….. $159………………………………….. $64
Rochester……………………………. $123…………………………………… $42
Duluth………………………………… $125…………………………………… $37
Bloomington………………………… $130………………………………….. $50
Plymouth…………………………….. $128…………………………………… $49
Brooklyn Park……………………… $130…………………………………… $50
Aspects that affect the cost of car insurance quote
- The model of the car you’re ensuring
- Your driving habits and annual mileage
- Demographic factors, like zip code
- Any discounts you may qualify for
Ways to Reduce Your Car Insurance Rate
To help you obtain affordable auto insurance, think about using the tips below:
- Pay the whole cost of your policy:
Paying your policy premium in full instead of in monthly installments will frequently result in a discount if you can afford it.
- Keep your driving record spotless:
Maintaining a spotless driving record and avoiding accidents can help you save money on insurance.
- Make an informed car choice:
The kind of automobile you drive affects your insurance rate when you’re looking to buy a new one. Insurance prices are frequently lower for cars with good safety records, cheap repair expenses, and less chance of theft.
- Combine your house and vehicle policies:
With the home and auto package, you may save a lot of money and maintain a single provider for all your insurance.
- Examine your deductibles and limits:
Make sure your deductible and coverage amounts meet your present needs by speaking with your insurance representative. Your premiums may occasionally go down if you change these.
- Regularly update the information about your policy:
Verify if your coverage still applies to your present circumstance. Your premium may decrease, for instance, if you’re driving less than you used to.
Get a Minnesota car insurance quote today
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