Insurance Quotes NC

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Insurance Quotes NC

Insurance Quotes NC

We have everything you need to make an informed choice, whether you want to buy a new automobile, obtain a quotation for auto insurance in North Carolina, or are just looking to switch insurance providers. Whether you’re shopping for life, house, or auto insurance, being able to successfully manage the process can guarantee you have enough coverage while saving you money and time.

Find out more about the minimum and additional coverage requirements for auto insurance in North Carolina, as well as how to quickly and simply receive a quote.

State minimum coverage

In North Carolina, drivers are required to maintain auto insurance at or above the following levels:


  • Bodily Injury $30,000 per person
  • Bodily Injury $60,000 per accident
  • Property Damage $25,000 per accident

Uninsured/Underinsured Motorist

  • Bodily Injury $30,000 per person
  • Bodily Injury $60,000 per accident
  • Property Damage $25,000 per accident

Optional coverage in North Carolina

  • Rental Car Reimbursement
  • Roadside Assistance
  • Loan/Lease Payoff
  • Medical Payments
  • Comprehensive
  • Collision

How are costs for auto insurance set in North Carolina?

Each auto insurance company bases its premiums on a variety of factors, such as:

  • Your driving history
  • How long you’ve been driving
  • Your ZIP code
  • Your vehicle type
  • How frequently do you drive

How to Choose Car Insurance

  •  Determine the Level of Coverage You Need
  •  Review the Financial Health of Car Insurers
  •  Compare Several Car Insurance Quotes
  •  Ask About Discounts

Car insurance discounts

Obtain a quote and see how combining many policies or having a clean driving record can significantly lower your monthly price. Because everyone wants to save money on auto insurance, regardless of their specific insurance needs.

  • Multi-policy discount
  • Multicar discounts
  • Homeownership discount
  • Safe Driver Discount
  • Continuous insurance discount
  • Hybrid/electric car insurance discount
  • New car discount
  • EFT, pay-in-full, and good payer discounts
  • Early quote discount
  • Driver Training Discount
  • Student Away at School Discount
  • Good Student Discount

How to obtain a free quotation for auto insurance

  • Give details about your driving background, your car, and yourself.
  • Enter information about other drivers of your vehicle.
  • Choose the coverages you need and check for any available reductions.

Get a free quote to see how much you could save


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