Cheap Car Insurance Quotes Delaware

Cheap Car Insurance Quotes Delaware

Cheap Car Insurance Quotes Delaware

Delawareans are frequently searching for the greatest coverage at the most competitive prices when it comes to auto insurance.

It’s important to stay current on Delaware standards to find the proper auto insurance for you. The coverage and minimum coverage limits needed in Delaware are listed in the table below. But remember that minimal coverage requirements are only the beginning. For added safety, you might want to think about raising your coverage limits.

Quick information on Delaware’s roads:

• At 29 cents per mile, the Delaware Turnpike is one of the most costly toll roads in the nation. If you use this road frequently, you might want to think about carpooling.
• Based on the number of tickets issued for texting or using a cell phone while driving, SafeWise claims that Delaware is the state with the harshest laws against distracted driving in the country.
• In 2019, it was projected that 8.5% of Delaware drivers lacked insurance. You might be better protected from an uninsured driver encounter by having uninsured motorist coverage.

What is Delaware’s average price for auto insurance?

According to thezebra.com, the average cost of auto insurance in Delaware was $1,6232 in 2021. That exceeds the national average by 6%. Naturally, several factors, like as where you reside, how old you are, and your driving record, will affect the price of your auto insurance. While some people choose the comfort and security of greater protection, others choose the minimal minimum coverage.

Minimum Requirements for Delaware Car Insurance Coverage

The minimum limits of auto insurance coverage in Delaware are:

• Bodily injury liability coverage: $25,000 per person and $50,000 per accident
• Property damage liability coverage: $10,000
• Uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident*
• Uninsured motorist property damage coverage: $10,000 per accident*
• Personal injury protection coverage: $15,000 per person and $30,000 per accident

Other types of car insurance coverage in Delaware

• Roadside coverage
• Ride For Hire®
• Rental reimbursement coverage

Factors that can impact your car insurance rates in Delaware

These parts may also have an impact on your Delaware auto insurance quotes in addition to the coverages, limits, and deductibles you choose:

• The type of car you’re insuring (year, make, model)
• Your driving habits and annual mileage
• Demographic factors, like zip code
• Any discounts you may qualify for

Delaware auto insurance discounts 

A variety of discounts to Delaware drivers, including:

• Homeowner
• At-fault accident-free
• Electronic Funds Transfer (EFT)
• Three-year safe driving
• Electronic signature
• Continuous insurance
• Online quote
• Five-year accident-free
• Paperless
• Multi-car

Learn about these and other car insurance coverage types available

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