Home Insurance Quotes In Ireland

Home Insurance Quotes In Ireland

Your home is probably your most valuable possession, so it’s necessary to have the appropriate insurance in place in case something goes wrong. There’s always a danger that your possessions or property will be taken or damaged. By getting the appropriate house insurance, you can make sure that you won’t be stuck paying the bill.

How to Get an Irish Home Insurance Quote:

Giving accurate information about your property and coverage requirements is crucial when requesting rates for home insurance in Ireland. If you would like to compare rates from several insurers, think about working with an insurance broker or using internet comparison tools. Make sure to ask about any attainable savings and methods for lowering rates without compromising coverage.

What does the home insurance cover

Your buildings and/or contents are protected from loss or damage by your home insurance. Below is an overview of the most important data:

Liability

• If you are held legally accountable for harming a member of the public or their property, your obligation to the public will protect household members. Injury to household members or their employees is not covered.
• If household members are held legally accountable for injuries sustained on the property, they may be held liable as occupiers.
• Liability to domestic workers: If you are held accountable for a loss or accident involving a domestic worker, like a cleaner, you may be held liable as their employer.

Buildings

• Loss or damage to your house’s structure (including garages and outbuildings) – coverage for incidents like fire, theft, storms, floods, and subsidence that cause damage to your home.
• Water escape: insurance against harm brought on by water seeping out of your heating or plumbing systems.
• Broken glass: a protective covering for inadvertent breaks in “fixed glass,” such as doors, windows, and ceramic cooktops.

Contents

• Coverage for loss or damage to your possessions (in your house, garage, outbuildings, and gardens) resulting from natural disasters like floods, fires, theft, storms, and subsidence.
• Water leakage insurance covers harm brought on by seepage from heating or plumbing systems.
• Items temporarily removed from the house and placed in the garden are covered by the term “contents in the open.”
• Food in freezers: In the unlikely event that your freezer breaks down, you are covered for its contents.

Home insurance discounts

Home discounts

• If you’ve never filed a claim, save up to 40% on your home insurance estimates.
• 12.5% off on alarms; alarms must be maintained and installed in compliance with the manufacturer’s instructions.

Discounts for loyalty

• If you insure your home and car with Aviva, you’ll receive 15% off both premiums. We’ll even include complimentary travel insurance for a whole year!
• 6% off your renewal cost if you are a current client who has completed three years without filing a claim.

Learn more about the different levels of house insurance coverage below and get a home insurance quote today.

OTHER RELATED LINKS