Insurance Quote Illinois

Insurance Quote Illinois; Best car insurance in illinois

Getting a quote while looking for an insurance policy is the first step in ensuring that the coverage they provide meets your needs. The estimated cost of a policy based on certain facts is provided by an insurance quote. It just takes a few minutes to complete.

Finding the correct coverage at the greatest price requires an awareness of the nuances of insurance quotes.

Things to Know Before Driving in Illinois

There are 292,789 kilometers of unexplored road throughout the Prairie State. Illinois has an average annual vehicle insurance premium of $1,394, which is 9% cheaper than the national average. Other factors than geography affect auto insurance rates. Numerous factors affect auto insurance prices, such as the age and driving record of the motorist.

Illinois Required Auto Coverage

These are the minimum coverages for car insurance requirements in Illinois.

• Bodily injury liability coverage: The minimum legal requirement is $25,000 per person and $50,000 per accident
• Property damage liability coverage: Minimum legal requirement $20,000
• Uninsured motorist bodily injury coverage: The minimum legal requirement is $25,000 per person and $50,000 per accident
• Uninsured motorist property damage coverage*: The minimum legal requirement is $15,000 with a $250 deductible

How Much Does Illinois Auto Insurance Cost?

Illinois residents paid $897 on average for auto insurance, according to the Insurance Information Institute (III). This was less than the $1,004 average rate for the country. The following are some of the variables that affect how much your auto insurance costs:

• Driving records and history
• Credit scores
• Vehicle type
• Average miles driven in a year
• Deductible amounts

Optional Auto Insurance Coverage

Take a look at all the coverage options below:

• Liability Protection
• Collision Protection
• Comprehensive Coverage
• Medical Payments Coverage
• Uninsured/Underinsured Motorists Bodily Injury
• Rental Car Reimbursement
• Roadside Assistance

Illinois car insurance discounts

• Homeowner
• Multi-policy
• Active anti-theft device
• Paid in full
• Online quote
• Good student
• Five-year accident-free

Cheapest car insurance in Illinois

• $817 lower than GEICO
• $731 lower than Progressive
• $839 lower than State Farm
• $758 lower than Allstate

Start your free quote online and see how much money you can save!

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