Insurance Quote Louisiana

Insurance Quote Louisiana; Free insurance quote louisiana

Need car insurance in Louisiana? Whether you want to transfer companies, purchase a new vehicle, or obtain a quotation for auto insurance in Louisiana, we have all the information you need to make an educated choice. When searching for the best auto insurance policy, bear these points in mind. Recall that you can request a Louisiana auto insurance quotation anytime.

How Do Auto Insurance Policies Work?

In essence, Louisiana auto insurance allows drivers to choose the level of financial security and coverage they desire when operating a vehicle. Car insurance is a contract that states that drivers’ insurance providers would assist in covering losses and injuries in the event of an accident.

Louisiana’s laws for auto insurance

In almost all states, including Louisiana, auto insurance is required. Assume paying an average of $795 per year if you purchase Louisiana’s legal minimum coverage level. Compared to the national average, this expense is 47% higher.

State minimum coverage

To drive legally in the state of Louisiana, you must carry at least the minimum liability limits listed below:

Bodily Injury: $15,000 per person
Bodily Injury: $30,000 per accident
Property Damage: $25,000 per accident

Optional coverage in Louisiana (varies by carrier):

Comprehensive
Collision
Loan/Lease Payoff
Personal Injury Protection (PIP)
Additional Personal Injury Protection (APIP)
Passenger Personal Injury Protection
Medical Payments
Rental Car Reimbursement
Roadside Assistance
Uninsured/Underinsured Motorist Bodily Injury
Uninsured Motorist Property Damage

Free insurance quote louisiana

Louisiana Insurance Types

There are several insurance choices available to residents of Louisiana, such as:

Homeowners Insurance
Business Insurance
Auto Insurance
Flood Insurance

Minimum coverage cheap vehicle insurance in Louisiana

Your auto insurance will be far less expensive if you choose liability-only coverage at the state minimal level rather than comprehensive coverage. The average cost of basic coverage in Louisiana is $66 a month, or $795 per year; this is a $2,500 reduction over full coverage.

Company Avg. Annual Premium
GEICO……………………………. $517
USAA……………………………… $631
Southern Farm Bureau……. $686
State Farm…………………….. $731
Progressive……………………. $1,177
Allstate…………………………. $1,182
Safe Auto………………………. $1,397

Tips for Getting a Louisiana Insurance Quote