Insurance Quote New Jersey

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Insurance Quote New Jersey

Insurance Quote New Jersey

Auto insurance is legally required in New Jersey if you own a vehicle. Keeping current with New Jersey standards is essential to finding the proper auto insurance for you. The lists of minimum coverage limits and coverages that are necessary in New Jersey are provided below. Find out how to get insurance quotes in New Jersey so you can make wise choices to protect your money and comfort peace.

Figures and facts concerning driving in New Jersey

  • Among the top 10 states for young drivers’ safety is the Garden State. By including a teen driver on your insurance, you can receive a discount.
  • With average yearly costs of $1,385.61, New Jersey was sixth on the list of states with the most expensive vehicle insurance in 2018. Discover how to get affordable auto insurance.
  • An estimated 3.1% of drivers in New Jersey did not have insurance in 2019. If the other driver is unable to pay, think about purchasing an uninsured motorist policy to safeguard yourself.

Required Auto Coverage in New Jersey

All automobiles in New Jersey are required to have liability, personal injury protection (PIP), and underinsured/underinsured motorist coverage, according to the New Jersey Motor Vehicle Commission.

  • Uninsured/Underinsured Motorist Bodily Injury Coverage: Minimum coverage level is $25,000 per person and $50,000 per accident
  • Uninsured/Underinsured Motorist Property Damage Coverage: Minimum coverage level is $25,000 per accident with a $500 deductible
  • Bodily Injury Liability Coverage: Minimum coverage level is $25,000 per person and $50,000 per accident
  • Property Damage Liability Coverage: Minimum coverage level is $25,000 per accident
  • Personal Injury Protection (PIP): Minimum coverage level is $15,000

New Jersey car insurance discounts

Some available discounts can include:

  • Multiple policy/bundling discount
  • New car discount
  • Early Signing Discount®
  • Responsible payer discount
  • Good student discount

Factors that can affect your car insurance rates in New Jersey

  • The type of car you’re insuring (year, make, model)
  • Your driving habits and annual mileage
  • Demographic factors, like zip code
  • Any discounts you may qualify for

How to Get Car Insurance in New Jersey

Here’s how to obtain New Jersey auto insurance. Make sure you have the following information available before you give a call or request an estimate online:

  • Email address
  • Birth date
  • Address
  • Phone number
  • Vehicle Identification Number (VIN)

You can start your New Jersey car insurance quote online.


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