Insurance Quote SR22
Insurance Quote SR22
Need to file an SR-22? You probably have a lot of quires. Insurance is not the same as SR-222 coverage. Certain high-risk drivers may need to obtain a “certificate of insurability.” Depending on the state, SR-82 filings may also be referred to as an SR-82 bond, SR-82 certificate, or SR-82 form.
You may require SR-22 insurance if you have ever gone afoul of the law while operating a vehicle. For those who have been found guilty of specific driving violations, such as driving under the influence or driving without insurance, this particular type of insurance is frequently necessary.
What is an SR-22?
A certificate of financial responsibility, or SR-22, is mandated by state or court order for certain drivers. An SR-22 is paperwork that you file with your state; it is not a real “type” of insurance. This document is evidence that the minimum liability coverage needed by state law is met by your motor insurance policy.
How do SR-22s work?
An SR-22 may be required by your state if you are found guilty of a driving offense, such as driving under the influence or driving without insurance. Your state will get an SR22 from the insurance company that provides it, and you will need to file it to demonstrate that you have the minimum amount of auto insurance required by law.
Who needs an SR-22?
Not every driver must submit an SR-22 application. Although every state has different regulations, high-risk drivers who have one or more of the following infractions on their recent driving record are probably going to need an SR-22:
- Operating a vehicle while under the influence (DUI) or when intoxicated (DWI)
- operating a vehicle while having a revoked or suspended license
- causing a collision while operating a vehicle without insurance
- being prosecuted for serious infractions like reckless driving or for recurrent traffic infractions like several tickets for weaving in a short period
What is the cost of an SR-22?
Filing an SR-22 typically costs $25, however the price may differ depending on the state and insurance provider. You may be required to pay the filing fee in full in certain states. For each coverage term, they will factor in the cost of the SR-22 filing. In addition, you will have to pay the filing fee for each policy term during which the SR-22 is needed.
How to obtain insurance for SR-22s
Each state has a different procedure for obtaining an SR-22. Generally, when you buy your auto insurance coverage, just let them know that you need to submit an SR-22, and they’ll take care of the rest. For them to file with your state, they need the number from your driver’s license or other identifying number.
You can call 1-866-749-7436 for assistance, or use one of these methods to get your SR-22:
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