Insurance Quote SC

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Insurance Quote SC

Insurance Quote SC

Need car insurance in South Carolina? Getting insurance is an important component of budgeting since it protects against liabilities and unanticipated events. Through historic roadways, drivers in the Palmetto State are treated to beautiful scenery.

Also, South Carolina offers them trustworthy and reasonably priced auto insurance. Discover what coverages and discounts are available, as well as more about South Carolina’s requirements for auto insurance.

South Carolina’s rules about auto insurance

South Carolina, like practically every other state, mandates that all drivers carry proof of insurance and a minimum level of coverage. Full coverage is more expensive than choosing the legal minimum level of coverage. The annual cost of the state-mandated minimum level of coverage in South Carolina is $591. Compared to the national average, this rate is 61% less costly.

Minimum SC Car Insurance Coverage Requirements

Every driver with SC auto insurance must carry the required minimums on all registered vehicles:

  • Property damage: $25,000 per accident
  • Bodily injury: $25,000 per person and $50,000 per accident
  • Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident
  • Uninsured motorist property damage: $25,000 per accident with a $200 deductible
  • Underinsured motorist bodily injury*: $25,000 per person and $50,000 per accident
  • Underinsured motorist property damage*: $25,000 per accident

Optional coverage in South Carolina:

  • Underinsured motorist
  • Comprehensive insurance
  • Collision insurance
  • Medical payments coverage
  • Towing insurance
  • Rental car reimbursement coverage
  • Roadside assistance

South Carolina car insurance discounts

Some available discounts can include:

  • Multiple policy/bundling discount
  • New car discount
  • Early Signing Discount®
  • Responsible payer discount
  • Smart student discount

How else may my auto insurance costs be reduced?

You can reduce your premium in a few more ways.

  • Raising your deductible will help. Your premium will be lower the more you can pay for yourself.
  • Remove the comprehensive and collision coverages. If your automobile is worth less after you pay it off and your premium and deductible are less than it is, it can be worthwhile to eliminate both.
  • Choose a different vehicle. Look for a car that won’t require too much money to fix, and get estimates for the vehicles you want.

You can get a South Carolina auto insurance quote online.


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